Last updated: Oct 26, 2024.
Welcome to Steve Zafeiriou Website.
These Terms of Use (“Terms”) govern your rights and use arising from your access to and use of this website www.saphirelabs.com and the website www.stevezafeiriou.com (the “Sites”), including all content, the tools, applications, functionality, subdomains and services offered on or through the Sites.
The website www.stevezafeiriou.com and the website www.saphirelabs.com are the property of Stefanos D. Zaphiriou’s sole proprietorship with the distinctive title SAPHIRE, based in Evosmos Thessaloniki (M. Avgeri 9, Postal Code 56224, Greece) (“Saphire”, “we”, ” us” or “our”), and created to offer information and services to visitors/users (also referred to herein as “user”, “you” or “your”).
Navigating the pages of www.saphirelabs.com or www.stevezafeiriou.com and using the content, tools, applications, functionality and services offered on the Websites, implies the unreserved acceptance by the user of the Terms of Service included in this text and it is presumed that the user has studied, understood and accepted all the present terms and conditions of use expressly, unconditionally and irrevocably.
In the event that the visitor/user does not agree to these Terms of Service, they should not access or use the Sites and content.
Minors are prohibited from visiting the Website www.saphirelabs.com or www.stevezafeiriou.com as according to this law it is intended exclusively for adults. If minors make the website voluntarily or use services accessible through the pages of the Sites, which may be considered inappropriate or inappropriate for them, the administrators of the Sites bear no responsibility.
1. Copyright
The Sites www.stevezafeiriou.com, www.saphirelabs.com and all of its content, features, subdomains and functionality (except for expressly stated exceptions and those clearly stated to be owned by third parties “third-party copyrights”) and all other materials contained therein , including but not limited to all information, logo and all design elements, marks, Website designs, text, graphics, images, photographs, music, sounds, data, screens, video and audio, distinctive features, software and files, their selection and arrangement and other content (collectively “Site Content”), are the property of Saphire, its licensors or other providers, as applicable, and are protected by copyright, trademark, service mark, trade secret or other intellectual rights and other rights and from applicable national, European and international law.
It is expressly prohibited in any way to use, copy, store, print, interfere, transfer, reproduce, republish, retransmit, publish, upload, post, publicly display, encode, translate, distribute, sell and modify Saphire’s content, in whole or in part , in any way by anyone, or license or otherwise use the Sites and its content for any commercial purpose, without the prior permission of the business.
You hereby acknowledge and agree that all of Saphire’s content is the intellectual property of the above company. Content that is expressly identified as the property of third parties and is not owned by Saphire is not covered by this license. For the use and exploitation of the content of third parties, the interested party should refer to the beneficiaries of the relevant rights.
For any information regarding the rights to reproduce any part of the content, as well as requests for permission to reproduce content, you can contact Saphire, from the relevant section on the Website.
2. Prohibited uses – Restrictions
Users accept and agree that they will only use the Sites for lawful purposes and any applicable laws or regulations and in accordance with these Terms and Conditions of Service, subject to, among others, the legislation regarding the transmission of data from Greece to its member states European Union and third countries.
Users acknowledge and agree that they shall not, nor permit any third party to make or attempt to make use of Sites including but not limited to:
- Install, promote and/or make available content that contains software viruses or any other electronic code, files or programs designed to interfere with, limit or destroy the operation of any software or telecommunications equipment, or introduce any other material that is malicious or technologically harmful or endanger the security of the Website.
- Use the Sites in any manner that could disable, overburden, damage or affect the Sites or interfere with any other party’s use of the Website.
- Use any device, software or routine that interferes with the proper functioning of the Sites or prevent other visitors from using this website.
- Engage in any automated use of the system, such as using scripts to send comments or messages or using any data mining, robots or similar data collection and extraction tools.
- Use any technology to collect information about the Sites for any unauthorized purpose.
- Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Sites, the server on which the Sites is stored or any server, computer or database connected to the Sites or interfere with any way to the proper functioning of the Sites and/or its Content.
- Send, upload, distribute or disseminate any illegal, offensive, defamatory, harassing, abusive, fraudulent, violent, obscene or any other objectionable content.
- Participate in or engage in, promote or encourage illegal activities.
- To upload, publish, transmit or make available in any way through the Sites any content that: i) infringes the intellectual property or proprietary rights of any party or infringes in any way the legal rights of third parties, ii) offends the personality of third parties, iii ) is contrary to the law, fair and commercial ethics, iv) in any way intrudes on the privacy and individual and social rights of third parties or v) remove any copyright, trademark or other proprietary rights notices contained on the Sites or any part thereof.
- To install and promote, in any way, any kind of unsolicited or unauthorized advertising or unsolicited electronic messages (spam), pyramid schemes and any other form of unwanted content promotion, as well as to install and promote advertisements without the written consent consent of the owners.
- Mislead anyone as to the origin of the Sites Content, damage the reputation of the owners or third parties in any way, prevent any user from accessing the Sites, the content or any service contained therein or circumvent the control of their identity.
- Use the Sites for any unauthorized commercial purpose or use the Sites as part of any attempt to compete with us.
Users are solely responsible for their own conduct while accessing or using the Sites and for any consequences thereof. In any case of illegality or contrary to these terms of service, users are obliged to compensate the owner for any positive and consequential damages. The beneficiaries’ non-exercise of their rights does not imply a waiver of these rights.
3. Use of links on third party websites
The Sites may contain links to other websites and resources (“Third Party Websites”). These links are provided solely for the convenience of users, while the websites to which they refer are subject to the respective terms of use of those websites.
You acknowledge that Saphire does not own or control any third party website, content, product, service, which the user may need to access for the purposes of using the services offered through the Sites (e.g. provider services); the providers of which also have full responsibility for the security, legality and validity of the content of their websites and services.
The existence of “links” does not constitute an indication of approval or acceptance of the content of the respective third-party websites (links) by Saphire or the company, which does not bear, vis-à-vis visitors/users, any responsibility for any activities of third-party websites or resources, products, services, content or promotions owned, controlled or operated by third parties and makes no representations or warranties about any third party content.
If you decide to access any of the third-party websites linked to the Saphire Sites, you agree that you do so entirely at your own risk and are therefore required to comply with the terms of use and privacy policies applicable to those third-party websites and address directly to their providers for anything arising from visiting and/or using them.
Each user hereby expressly waives and releases Saphire from all liability arising from the user’s visit to and/or use of any resources, products, services or content or participation in third-party website promotions.
The owner of the Sites is not responsible, vis-à-vis visitors/users, for any leakage of their personal data due to their use, through the Website’s pages of products and services of third parties.
The user further acknowledges and agrees that Saphire bears no responsibility towards the visitor/user and is not responsible, directly or indirectly, for any loss or damage that may occur as a result of the use, access or inability to use the third party content parties even if such third party websites or resources are linked to Saphire partners or third party service providers.
Affiliate Disclosure
The Sites partners with various online tools, services, and products. Links on the Sites may be affiliate links, and we may earn a commission on purchases made through these links. These links allow tracking of purchases at no additional cost to you. Our priority is to offer top-quality products, services and recommendations. For questions, please contact us.
Content on the Sites and related materials is for informational and educational purposes only. It is not intended as professional financial or legal advice. Any use of information from the Sites or courses is at your own discretion and risk, and is not designed to guarantee specific financial or business outcomes.
For questions about this disclaimer, please contact info@saphirelabs.com.
4. Duration and termination
We reserve the right and you agree that we may, without notice or liability and in our sole discretion, terminate these Terms and suspend and/or terminate your access to or use of the Saphire Sites at any time and for any reason; but in particular, if we suspect in our sole discretion that (i) you are violating or breaching any of these Terms of Service, (ii) you are violating or breaching any applicable law or regulation, (iii) you have engaged in fraudulent activity, and/or (iv) you have engaged in activity and/or transactions in violation of these Terms.
You agree that any suspension or termination of your use of or participation in the Sites, or deletion of any content or information posted by you at any time, may be done without prior notice and that we will not be liable to you or any third party for any such suspension or expiry.
5. Limitation of Liability – Disclaimer
The Sites, their Content and any features or items obtained through them are provided to you “AS IS” and “AS AVAILABLE”, without any warranty of any kind either expressed or implied. You expressly understand and agree that access to and use of the Site is at your own risk.
SAPHIRE EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE SITES AND ANY PART OF THEM AND ANY EXTERNAL WEBSITES AND YOUR USE OF THE SITES, AND SAPHIRE MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE COMPLETENESS OF THE SITES, CORRECTNESS, TIMELINESS, MERCHANTABILITY, NON-INFRINGEMENT, SUITABILITY OF SUCH CONTENT FOR ANY USE, APPLICATION OR PURPOSE.
We and any person connected to us do not make any warranty or representation about the accuracy or completeness of the Sites Content, pages, services, options and contents or the content of any third party websites linked to the Sites or servers (“servers”) through which content is made available to users and we assume no responsibility or liability for (1) that your access to or use of the Sites will meet your needs or expectations, (2) that your access or use of the Sites will be uninterrupted, timely, secure or free of errors or omissions, that errors will be corrected or that all questions raised will be answered, (3) that usage data provided through the Sites will be accurate; and/or (4) that the Sites or any content, services or features available on or through the Sites are free of viruses or other harmful components; ea or the like that may be transmitted to or through the Sites by any third party.
You accept the inherent security risks of providing information and online transactions over the Internet and agree that we are not responsible for any breach of security.
Saphire under any circumstances, including the case of negligence, is not responsible for any form of damage suffered by the visitor/user of the pages, contents, services and options of the Sites, which the user does on his own initiative and with the knowledge of these terms. The cost of any corrections or services is borne by the user and under no circumstances by Saphire.
You acknowledge and agree that we have made the Sites available to you and have entered into these terms of service subject to the disclaimer of warranties and limitations of liability in this section. We could not provide the Sites to you without these restrictions.
6. Changes
Changes to the Sites
We may change, update, modify the Saphire Sites from time to time, but the content may not necessarily be complete or up-to-date. Any material on the Sites may be out of date at any time and we are under no obligation to update such material. You also have the right to stop using our Sites or our Content at any time. By continuing to access or use the Saphire Sites after any such changes to the Sites or Content become effective, you will be deemed to have accepted and agreed to such updated Sites and Content. We are not liable for any loss or damage relating to your inability to access or use our Sites.
Changes to the Terms
These Terms and Conditions may be updated or modified from time to time and we reserve the right to modify these Terms of Service (including any Policies) at any time without notice and at our sole and absolute discretion. When we make changes, we will make the updated Terms available on the Saphire Sites and update the “Last Updated” date at the beginning of these Terms accordingly. You should periodically check these Terms for changes. Any changes to these Terms will be effective on the date they are made, and your continued access to or use of the Sites after the Terms of Service have been modified means that you accept and agree to the changes. We recommend that you consult the Terms of Service from time to time so that you are aware of any changes, as they are binding on you. If you do not wish to be bound by any changes or modifications to these Terms, then you should stop using the Saphire Sites immediately.
7. Protection of personal data
User privacy is important to Saphire and it makes every effort to comply with all laws applicable to the management of personal data and information. For this reason, it has developed a Privacy Policy that governs the manner in which data is collected, used, shared, transferred and retained, and is incorporated by reference into these Terms.
The personal data, which the user voluntarily provides through the Sites, is used only for the purposes detailed in the Privacy Policy and is not transmitted to third parties, unless permitted or required by the purposes of the contract and the law. By voluntarily providing his data, the user provides his express consent to their processing, while maintaining his rights defined in the applicable Greek Legislation and in the General Data Protection Regulation (EU) 2016/679 (GDPR).
By using the Saphire Sites you confirm that you have read and understood our Privacy Policy and that you understand and agree to how we collect, use, store, share, transfer and maintain your personal information between us and consent to all actions that we undertake regarding your information in compliance with the Privacy Policy.
Use of cookies
The Sites uses “cookies” to allow you to log in to our services and to track your traffic patterns. Please read about the use of cookies in the Cookie Policy.
8. Right to participate
- Participation in our Sites is open only to persons who are fully capable and competent to satisfy these Terms. You may not allow other persons to use your user credentials and you agree that you are the only authorized user.
- Our Sites is not directed at children. You must be at least 18 years of age to access the Sites. If you are under 18 years of age, you may not use this website and/or www.stevezafeiriou.com or any other domain, subdomain, services and features provided by Saphire for any reason. By accessing the Sites, you represent and warrant that you are at least 18 years of age.
If you do not meet all of these requirements, you must not access or use the Sites and its content. By accessing the Sites and using “www.saphirelabs.com”, “www.stevezafeiriou.com”, and/or any other subdomains of the Sites and their Content, you represent and warrant that you are of legal age and meet all the appropriate requirements to enter into a binding contract with Saphire.
9. Indemnification
You agree to defend, indemnify and hold harmless Saphire including each of its licensors and service providers and any person affiliated with it from any claims, suits, demands, actions, losses, liabilities, damages, judgments, penalties, fines, expenses and other costs or fees (including reasonable attorneys’ fees) related to or arising out of (1) Your violation of these Terms of Service; (2) Violating any applicable laws, rules or regulations in connection with your access to or use of the Sites; (3) Violation of third party rights, including but not limited to intellectual property rights. (4) Your misuse of the Sites and any other activities related to the Sites Content or Collection and/or (5) any overtly harmful action towards any other user of the Sites with whom you have connected through the Sites.
This indemnification is without regard to the negligence of any party, including any indemnified person.
10. Applicable Law and Other Terms
The above terms and conditions of use of the Saphire Sites, as well as any modification or change thereof, are governed by national, European and international law.
If any part or provision of these Terms is found to be contrary to the above legal framework or becomes invalid, it automatically ceases to be valid and is removed from this, without in any way affecting the validity of the other terms.
This constitutes the entire agreement between Saphire and the visitor/user of its pages and services and only binds them. No modification of these terms shall be considered or made a part of this agreement unless made in writing and incorporated into these terms of service.
Our failure or delay to exercise or enforce any right or provision of these Terms shall not constitute or be deemed a waiver of any future exercise or enforcement of such right or provision.
It is hereby expressly agreed that any disputes arising from the application of these terms and the general use of the Saphire Sites by their visitor/user, if not resolved amicably, shall be governed by Greek law and subject to the jurisdiction of the Courts of Thessaloniki.
11. Contact us
If you have any questions or comments, please feel free to contact us by email at: info@saphirelabs.com.
